Your Credit Limit Solution

Baumen Loan: Borrow what you need, when you need it.

Get the freedom to borrow, pay, and borrow again with Baumen Loan’s Line of Credit—built for everyday expenses and unexpected moments.

Calculate your repayment See how it works

Credit limit: ₹3,000 to ₹80,000
Daily interest: 0.05% per day (calculated daily)
Fees: None (no processing, service, or hidden fees)
Max APR: 18.25%

Credit limit

₹3,000–₹80,000

Repayment

93 - 120 days

Interest rate

0.05% per day

Processing fees

None

Approved credit is available immediately. Withdraw any time within your limit and pay interest only on what you use.

Instant credit access

Borrow up to ₹80,000 based on eligibility. Your credit limit stays ready for withdrawals.

Pay as you go

Interest is calculated daily and charged only on the amount you withdraw. Repay early without penalties.

Limit restores as you repay

Once you repay part of your outstanding amount, your available limit increases so you can borrow again.

Daily interest

0.05% per day

Calculated daily on the amount you withdraw.

Maximum APR

18.25%

APR depends on usage and repayment timing.

Flexible borrowing

Borrow and repay anytime within your approved credit limit.

Transparent, low rates

0.05% per day, calculated daily, with no hidden fees or surprise charges.

No early repayment penalties

Pay off early and borrow again without additional charges.

Instant access after approval

Your limit becomes available immediately. Draw funds when you need them.

Dedicated support

Get personalized assistance whenever you have questions.

Built for everyday needs

Handle emergencies or big purchases with fast, simple access to funds.

Contact

Need help? Reach our support team using the details below.

Email address: help@baumenservices.com
Phone: 8942025628

BAUMEN SERVICES PRIVATE LIMITED

CIN: U51909DL2018PTC338217
D-U-N-S Number: 861431558
Legal status: Corporation
Directors: Pawan Kumar Pandey, Priya Mishra